Coaching articles on debt payoff, budgeting, and building financial habits.
Success StorySuccess Stories • Feb 6, 2026
Rith started with over $60,000 in credit card and student loan debt. Drowning in spreadsheets and losing motivation, he found My Debt Coach — and everything changed. Here is his story.
My Debt Coach Team
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Debt Tips • Apr 17, 2026
Buy now pay later has exploded into a $70 billion industry — and it's not because these companies are giving away free loans. Behind the zero-interest pitch lies a sophisticated revenue machine built on merchant fees, late charges, and the quiet hope that you'll forget a payment. Here's how BNPL really works, and how a tracker tool can keep you one step ahead.
Success Stories • Mar 20, 2026
Socheat built his business from the ground up, but $200,000 in debt nearly buried him in spreadsheets and stress. Here is how he turned it all around and is now 18 months away from being completely debt free.
Education • Mar 12, 2026
Buy Now, Pay Later feels financially invisible: it won't show up on your credit report. But that invisibility creates dangerous 'phantom debt' that lenders can't see, quietly undermining your financial health. The consequences are very real, even when the debt isn't.
Debt Tips • Feb 3, 2026
Credit card interest is designed to keep you paying forever. Here is a step-by-step plan to break free, faster than you think.
Debt Tips • Jan 31, 2026
44% of Gen Z used BNPL in the past year; 83% say it causes them to overspend. Buy now pay later is reshaping how a generation spends, borrows, and struggles. Here's what the 0% promise is really costing you.
Budgeting • Jan 21, 2026
When every dollar has a job, debt payoff stops being optional. Zero-based budgeting is the system that makes it happen.
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