Debt freedom made simple.
Organize every account, build a payoff strategy, and track your progress. All in one calm, structured dashboard built for real people paying off real debt.
See how it worksJoin 10,000+ users tracking their journey
Total debt
$42,250
- Credit card debtDetails >
- Student loanDetails >
Real people, real debt — every size, every situation
Tools built for your success
Everything you need to take control of your debt — organized, visual, and designed to keep you moving forward.
Organized Accounts
See every loan, card, and BNPL plan in one clear dashboard — no more spreadsheet chaos.
Compare Plans
Run avalanche vs. snowball strategies side by side and pick the path that fits your life.
Track Progress
Watch your balance shrink with visual charts and milestone celebrations along the way.
Payment Calendar
Never miss a due date. Get a clear view of upcoming payments across all your accounts.
Your progress, visualized.
Watch your debt shrink in real time. Charts, milestones, and projections keep you motivated and on track toward zero.
Real-time balance tracking
Updated automatically as you log payments.
Payoff timeline projections
See exactly when you'll be debt-free.
Milestone celebrations
Stay motivated with progress markers.
Total paid
$12,450
How secure is my data?
Your financial data is encrypted in transit and at rest. We never sell your information, and you can export or delete your data at any time.
How it works
Three simple steps to go from overwhelmed to on track.
Step 01
Add your accounts
Enter your loans, credit cards, and BNPL plans. We'll organize everything in one place.
Step 02
Choose your strategy
Compare avalanche and snowball methods to find the payoff plan that fits your goals.
Step 03
Track and celebrate
Log payments, watch your progress charts grow, and hit milestones on your way to zero.
Simple answers to common questions
How does My Debt Coach help me pay off debt?
How secure is my data?
Can I connect my bank accounts?
Start your journey to zero today.
Join thousands of people who are taking control of their debt with clarity and confidence.
