Clarity for every account you owe

Debt freedom made simple.

Organize every account, build a payoff strategy, and track your progress. All in one calm, structured dashboard built for real people paying off real debt.

See how it works
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Join 10,000+ users tracking their journey

Total debt

$42,250

Debt paid off35%
  • Credit card debt
    Details >
  • Student loan
    Details >
StudentsParentsProfessionalsArtistsBusiness OwnersFreelancersRetirees

Tools built for your success

Everything you need to take control of your debt — organized, visual, and designed to keep you moving forward.

  • Organized Accounts

    See every loan, card, and BNPL plan in one clear dashboard — no more spreadsheet chaos.

  • Compare Plans

    Run avalanche vs. snowball strategies side by side and pick the path that fits your life.

  • Track Progress

    Watch your balance shrink with visual charts and milestone celebrations along the way.

  • Payment Calendar

    Never miss a due date. Get a clear view of upcoming payments across all your accounts.

Your progress, visualized.

Watch your debt shrink in real time. Charts, milestones, and projections keep you motivated and on track toward zero.

  • Real-time balance tracking

    Updated automatically as you log payments.

  • Payoff timeline projections

    See exactly when you'll be debt-free.

  • Milestone celebrations

    Stay motivated with progress markers.

Total paid

$12,450

+2.4% increase
Monthly payment progress

How secure is my data?

Your financial data is encrypted in transit and at rest. We never sell your information, and you can export or delete your data at any time.

Encryption
Compliance
Trust
Security

How it works

Three simple steps to go from overwhelmed to on track.

  1. Step 01

    Add your accounts

    Enter your loans, credit cards, and BNPL plans. We'll organize everything in one place.

  2. Step 02

    Choose your strategy

    Compare avalanche and snowball methods to find the payoff plan that fits your goals.

  3. Step 03

    Track and celebrate

    Log payments, watch your progress charts grow, and hit milestones on your way to zero.

Simple answers to common questions

How does My Debt Coach help me pay off debt?
Add your accounts, compare avalanche and snowball strategies, and track progress in one calm dashboard built to keep you moving toward zero.
How secure is my data?
Your financial data is encrypted in transit and at rest. We never sell your information, and you can export or delete your data at any time.
Can I connect my bank accounts?
You can manually add accounts today. Automatic bank connections are on our roadmap — sign up to be notified when they launch.

Start your journey to zero today.

Join thousands of people who are taking control of their debt with clarity and confidence.